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Sign up for an account by filling out our straightforward registration form.
Check your inbox for a verification email and follow the link to confirm your account.
Complete your Know Your Customer (KYC) process by providing your National ID Card (NIC) or Passport for verification.
Once registered and verified, you can begin making transactions, managing your finances, and accessing our range of services.
Withdraw your money anytime—perfect for emergencies. A small monthly token is charged for account maintenance.
Our savings accounts help you grow your money securely. Interest is earned every semester (6 months), and funds can be withdrawn when needed. A small fee applies for withdrawals due to the nature of this investment. * Minimum savings: 500 FCFA * Ideal for obtaining loans and emergency access * Interest earned based on union’s income
We offer low-interest loans to address members’ needs. Whether for business, education, or emergencies, our goal is to support you with affordable credit.
Designed for children aged 0–17. Parents can save for education, health, or future plans with the freedom to withdraw funds at any time without charges.
Ngangi Account: A rotating savings account played twice monthly, with benefits based on ballots. Group Accounts: Customized savings and loan services for groups or associations.
Share the benefits of FEMOSCCUL with your friends and earn rewards! How It Works: Refer a Friend: Invite someone to open an account with us. Get Rewarded: For each successful referral, you’ll receive 400 FCFA credited to your account. Unlimited Referrals: There’s no cap on how many friends you can refer, so the rewards can add up!
These accounts represent ownership in the union and determine voting rights and dividends. Ordinary Shares: First requirement for membership (10,000 FRS per share). Preference Shares: Higher value shares (100,000 FRS) with special interest rates.
Products And Services
Using two digital wallets linked to your Bank account allows you to transfer funds easily. Simply link both wallets, select the transfer option in your app, enter the amount and recipient details, and BLD Bank will verify your balance and process the transaction securely, usually in real time. For assistance, contact customer support
Yes, the online banking app allows for manual deposits. Simply navigate to the deposit section, follow the on-screen instructions, select your payment method, and submit your deposit. If you need assistance, our customer support team is ready to help!
To withdraw money , simply log into your account, navigate to the "Withdraw" section, select the account you want to withdraw from, enter the amount, and choose your withdrawal method (such as transferring to another account or requesting cash). Confirm your transaction, and you're all set! If you need assistance, our customer support team is here to help.
To upgrade your ranking , you need to participate in our rewards program by completing specific actions, such as referring new customers, maintaining a certain account balance, or engaging in other banking activities. Each action contributes to your ranking, allowing you to progress through the levels. Check your account dashboard for your current ranking and details on the requirements for the next level. For more assistance, feel free to reach out to customer support!
The referral program rewards you for bringing in new customers. When you refer someone and they open an account and make a deposit, you earn money. As you refer more users, you can advance through different levels, each offering increased rewards like cash bonuses or exclusive offers. You can easily track your referrals and progress through your account dashboard. For more details, please contact customer support!
