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💰 Deposit Accounts

Access emergency funds anytime. Our deposit account allows quick withdrawals, with a minimal monthly service charge.

🎲 Ngangi Accounts

Participate in our unique "njangi" system—played twice a month—to enjoy pooled savings benefits based on ballots.

🧒 Minor Accounts

Start early! Open accounts for children aged 0–17 to support their education and healthcare needs. Withdraw anytime with no fees.

🤝 Loans to Members

Need financial assistance? We offer low-interest loans to help solve members’ problems. Your satisfaction is our top priority.

📱 Mobile Services

Bank from anywhere with our mobile app. Transfer, save, or withdraw at your convenience—because at FEMOSCCUL, My Mobile is My Credit Union.

👥 Group Accounts

Manage collective savings or business ventures effectively with our group account services.

🌍 Other Financial Services

MTN & Orange transfers Express Union withdrawals Sales of communication credit and internet packages

📣 Referrals Program

Earn 40% (equivalent to 400frs) for every new member you refer. Encourage others to join FEMOSCCUL and get rewarded—automatically credited to your account.

🧾 Payment of Salaries

We offer salary processing for civil servants, private workers, and contractors. Convenient, secure, and on time.